Unsecured Business Loans in the UK – Fast, Flexible Funding Without Collateral
Access unsecured business loans that do not demand collateral to help your company grow. Compare choices from reputed UK lenders in under 90 seconds, with no additional fees.
Eligibility Criteria :
- Registered UK business
- 12 months minimum trading history
- Demonstrates financial health
I would like to borrow
Trusted by 100+ business lender in the UK




Unsecured business loans made simple and fast
With Pellopay, you may obtain an unsecured company loan that meets your demands, whether they are for cash flow support, expansion, or other urgent needs.
Get the right funding for your business
What is an unsecured business loan?
An unsecured business loan provides funds without the borrower having to pledge assets as collateral. Unsecured business loan options in the UK allow you to obtain financing based on your company’s strength and financial stability. These loans are perfect for businesses that require funding without jeopardising business assets.
Who is an unsecured business loan for?
Our unsecured business loans are intended for UK SMEs who need cash without submitting collateral. These loans are excellent for companies who need to borrow small sums over short periods of time or do not have significant assets.
Typical Use Cases:
Real Estate Purchases
Long-term financing for commercial assets.
Expansion and New Locations
Secure funding for setting up more branches or scaling operations.
Refinancing Short-term Debt
To release additional cashflow into the business
Equipment Upgrades
Spread out payments on essential, long-term equipment.
Acquisitions
Purchase another business to further expand your operations.
Not sure if an unsecured loan is right for your business?
Reach out to our expert Broker Team to talk through your options one-to-one.
Types of unsecured business loans
Unsecured Term Loans
Fixed repayment terms without collateral, ideal for regular company needs.
Merchant Cash Advances
Flexible repayments based on business revenue are suitable for businesses with fluctuating revenues.
Revolving Credit Facilities
Provides access to funds up to a set limit, allowing businesses to borrow as needed.
Invoice Financing
Advances on overdue invoices improve cash flow without requiring collateral.
Why choose Pellopay for unsecured business loans?

No Collateral Needed
Sleep easy knowing that your business can receive funding without risking its assets.

Flexible Terms
Choose payback terms ranging from 1 to 5 years based on your cash flow.

Fast Access to Funds
Get matched with funding options right away to meet your most pressing needs.

Trusted Lenders
Connect with the UK's leading providers of unsecured small business loans.
How to apply for an unsecured business loan
Applying for a unsecured business loan with Pellopay is simple:
Search
Enter your business funding requirements and find loan options in under 90 seconds.
Compare
Review offers from various trusted long-term business loan lenders who match your requirements.
Apply
Choose the best fit and submit your application. Our experienced Broker Team will take it from here. Pellopay makes finding business loan unsecured UK options quick, transparent, and hassle-free.
Businesses we help get unsecured business loans
Our platform is designed to provide flexible, unsecured loans for businesses with immediate funding needs. See if Pellopay is the right fit for your business.
UK-based
UK HQs only
£1k - £500k
Funding requirement