Get Funded in 90 Seconds – Short-Term Business Loans for UK SMEs
Access tailored funding options from top UK lenders with no impact on your credit score, all through Pellopay’s real-time comparison platform.
Eligibility Criteria :
- Registered UK business
- 12 months minimum trading history
I would like to borrow
Trusted by 100+ business lender in the UK




Short-Term loans built for your unique business needs
Say goodbye to the struggle of getting the right funding for your company. Pellopay’s technology can connect you with the right lender in 90 seconds or less, thanks to our unique, free, and no-obligation platform. Together, we can help you make a huge impact on people’s lives.
Get the right funding for your business
What is a short-term business loan?
Pellopay offers short-term loans for business owners to help them manage urgent expenses, whether it’s buying new stock, paying staff, or covering emergency costs.
Our platform connects you with short-term business loan lenders across the UK, giving you a variety of options to choose from.
Who is a short-term business loan for?
Our short-term business loans are intended for UK small and medium-sized businesses (SMEs) that require quick and flexible funding. These loans are ideal for businesses that need access to financing without a long-term commitment.
Typical Use Cases:
Real Estate Purchases
Long-term financing for commercial assets.
Expansion and New Locations
Secure funding for setting up more branches or scaling operations.
Refinancing Short-term Debt
To release additional cashflow into the business
Equipment Upgrades
Spread out payments on essential, long-term equipment.
Acquisitions
Purchase another business to further expand your operations.
Not sure if a short-term loan is right for your business?
Reach out to our expert Broker Team to talk through your options one-to-one.
What are the different types of short-term loans?
Affordable Loans
These loans are designed to meet urgent financial needs with competitive interest rates and manageable terms. Affordable loans are ideal for businesses that need a quick injection of cash without the burden of high-interest rates.
Installment Loans
Installment loans allow you to borrow a fixed amount and repay it in equal monthly installments over a specific period. With predictable repayment amounts, installment loans help businesses budget effectively while addressing larger expenses or investments.
Line of Credit
A line of credit provides your business with a pre-set credit limit that you can draw from as needed. It offers flexibility, allowing you to access funds up to the approved limit whenever cash flow challenges arise.
Cashflow Loans
A cashflow loan is a short-term solution intended to cover immediate financial needs, typically repaid by your next payday. These loans offer fast access to cash, but they often come with higher interest rates and should be used carefully for urgent, short-term funding requirements.
Why choose Pellopay for emergency business loans?

Higher Approval Rates
Pellopay doubles your chance of your funding being approved.

Flexible Terms
Choose payback terms ranging from 3 to 7 years to meet the demands of your business.

Lower Interest Rates
Compare all your funding options in one place to secure competitive long-term business financing rates.

Tailored Solutions
Match with trusted lenders who meet your business’ exact financial requirements.
How to apply for a short-term business loan
Applying for a long-term business loan with Pellopay is simple:
Search
Enter your business funding requirements and find loan options in under 90 seconds.
Compare
Review offers from various trusted long-term business loan lenders who match your requirements.
Apply
Choose the best fit and submit your application. Our experienced Broker Team will take it from here.
Businesses we help secure emergency financing
Our platform is designed to provide flexible, short-term loans for businesses with immediate funding needs. See if Pellopay is the right fit for your business.
UK-based
UK HQs only
£1k - £500k
Funding requirement