Secured Business Loans in the UK for Long-Term Stability
Access flexible, secured business loans with reduced interest rates to help your company expand. Compare loan choices from reputable UK lenders in under 90 seconds, with no hidden costs.
Eligibility Criteria :
- Registered UK business
- 12 months minimum trading history
- Ownership of collateral assets
I would like to borrow
Trusted by 100+ business lender in the UK
Secured loans made easy for UK businesses
We offer opportunities for long-term growth investments, property acquisitions and other high-value projects.
Get the right funding for your business
What is a secured business loan?
Because the collateral minimises the lender’s risk, business secured loans are sometimes offered at cheaper interest rates and periods.
These loans are appropriate for firms that want to make large expenditures, such as buying equipment, expanding operations, or purchasing real estate.
Who is a secured business loan for?
Our secured business loans are aimed for UK medium-sized businesses (SMEs) who want capital for large projects without paying outrageous interest rates.
Typical Use Cases:
Real Estate Purchases
Long-term financing for commercial assets.
Expansion and New Locations
Secure funding for setting up more branches or scaling operations.
Refinancing Short-term Debt
To release additional cashflow into the business
Equipment Upgrades
Spread out payments on essential, long-term equipment.
Acquisitions
Purchase another business to further expand your operations.
Not sure if a secured loan is right for your business?
Reach out to our expert Broker Team to talk through your options one-to-one.
What are the different types of secured loans?
Affordable Loans
These loans are designed to meet urgent financial needs with competitive interest rates and manageable terms. Affordable loans are ideal for businesses that need a quick injection of cash without the burden of high-interest rates.
Installment Loans
Installment loans allow you to borrow a fixed amount and repay it in equal monthly installments over a specific period. With predictable repayment amounts, installment loans help businesses budget effectively while addressing larger expenses or investments.
Line of Credit
A line of credit provides your business with a pre-set credit limit that you can draw from as needed. It offers flexibility, allowing you to access funds up to the approved limit whenever cash flow challenges arise.
Cashflow Loans
A cashflow loan is a short-term solution intended to cover immediate financial needs, typically repaid by your next payday. These loans offer fast access to cash, but they often come with higher interest rates and should be used carefully for urgent, short-term funding requirements.
Why choose Pellopay for secured business loans?
Higher Approval Rates
Pellopay doubles your chance of your funding being approved.
Flexible Terms
Choose payback terms ranging from 3 to 7 years to meet the demands of your business.
Lower Interest Rates
Compare all your funding options in one place to secure competitive long-term business financing rates.
Tailored Solutions
Match with trusted lenders who meet your business’ exact financial requirements.
How to apply for a secured loan
Applying for a long-term business loan with Pellopay is simple:
Search
Enter your business funding requirements and find loan options in under 90 seconds.
Compare
Review offers from various trusted long-term business loan lenders who match your requirements.
Apply
Choose the best fit and submit your application. Our experienced Broker Team will take it from here.
Businesses we help secure secured financing
Our platform is designed to provide flexible, secured loans for businesses with immediate funding needs. See if Pellopay is the right fit for your business.
UK-based
UK HQs only
£1k - £500k
Funding requirement