Get Flexible Long-Term Business Loans for Sustainable Growth
Access tailored long-term business loans with flexible terms to support your business’s growth. Compare loan options in 90 seconds, with no hidden fees and instant offers from trusted UK lenders.
Eligibility Criteria :
- Registered UK business
- 12 months minimum trading history
- £50K+ annual turnover
- Demonstrates financial health
I would like to borrow
Trusted by 100+ business lender in the UK




Find the perfect long-term business loan in seconds
We can work together to assist your long-term goals, like expansion, equipment purchases, and new project launches.
Get the right funding for your business
What is a long-term business loan?
These long-term business loans allow for sustainable growth by spreading repayments over time, making cash flow management easier.
Unlike other loans, you can also choose to make your repayments over a shorter term – should the cash become available.
Who is a long-term business loan for?
Our long-term business loans are specifically designed for UK small and medium-sized firms (SMEs) looking for funding for long-term growth and development projects. These loans are perfect for businesses wanting a huge quantity of capital without having to repay it in a short period of time.
Typical Use Cases:
Real Estate Purchases
Long-term financing for commercial assets.
Expansion and New Locations
Secure funding for setting up more branches or scaling operations.
Refinancing Short-term Debt
To release additional cashflow into the business
Equipment Upgrades
Spread out payments on essential, long-term equipment.
Acquisitions
Purchase another business to further expand your operations.
Not sure if a long-term loan is right for your business?
Reach out to our expert Broker Team to talk through your options one-to-one.
What are the different types of long-term business loans?
Traditional Term Loans
Fixed repayment terms are excellent for long-term investments such as commercial real estate or large asset purchases.
Secured Loans
Loans secured against assets, such as residential or commercial property, offering low interest rates and longer repayment terms.
Government Backed Loans
Small Business Administration-backed loans with low interest rates and long periods.
Equipment Financing
Financing equipment throughout its useful life, making it accessible to capital-heavy sectors.
Why choose Pellopay for long-term business loans?

Higher Approval Rates
Pellopay doubles your chance of your funding being approved.

Flexible Terms
Choose payback terms ranging from 3 to 7 years to meet the demands of your business.

Lower Interest Rates
Compare all your funding options in one place to secure competitive long-term business financing rates.

Tailored Solutions
Match with trusted lenders who meet your business’ exact financial requirements.
How to apply for a long-term business loan
Applying for a long-term business loan with Pellopay is simple:
Search
Enter your business funding requirements and find loan options in under 90 seconds.
Compare
Review offers from various trusted long-term business loan lenders who match your requirements.
Apply
Choose the best fit and submit your application. Our experienced Broker Team will take it from here. Our method is quick, easy, and open. This allows you to quickly obtain loan offers and determine which long-term financing option is ideal for your business.
Businesses we help secure long-term financing
Our platform is designed to provide flexible, long-term loans for businesses with immediate funding needs. See if Pellopay is the right fit for your business.
UK-based
UK HQs only
£10k - £5M
Funding requirement