Contact us
Get in touch today
Whether you’re actively looking for funding or just exploring options, we’re here to help you understand the market and time it just right. Get in touch with one of our Commercial Finance Specialists today – at no cost to you.
- support@pellopay.co.uk
- 02456557765
Faqs
Frequently Asked Questions
PelloPay is the UK’s leading business finance matching platform designed to simplify how SMEs access capital. We aren’t a lender; we are a sophisticated decision engine that connects small businesses directly with a curated panel of over 40+ trusted lenders. In under 90 seconds, PelloPay allows you to compare real-time rates for unsecured business loans, invoice financing, asset finance, and more—all tailored to your specific eligibility.
PelloPay is a 100% free-to-use platform for business owners. We operate on a success-based commission model where we are paid by our lending partners only when a deal is completed. Importantly, this does not increase your costs; the rates you see on PelloPay are typically the same (or better) than if you went to the lender directly. Our revenue model ensures our interests are aligned with yours: finding you the best possible deal.
Through our lender network, businesses can typically access funding ranging from £1,000 to £2,000,000. The exact amount you can borrow depends on several factors, including your trading history (usually 12+ months), annual turnover (£50k+), and credit profile. Our platform uses real-time data to estimate your borrowing capacity accurately so you only apply for loans you are likely to be approved for.
No. Searching for and comparing funding options on PelloPay will not affect your credit score. We use a “soft search” approach to match you with lenders. Your credit score is only potentially impacted later in the process if you choose to proceed with a formal application, at which point a lender may perform a standard credit check with your consent.
Traditional brokers often act as gatekeepers, showing you only the deals that offer them the highest commission. PelloPay is a self-select matching platform, putting the power back in your hands.
- Transparency: See all available options instantly, free from broker bias.
- Speed: Skip weeks of back-and-forth emails; get matched in 90 seconds.
- Choice: You choose your funder based on transparent terms, not a broker’s recommendation.
While our platform is high-tech, our support is high-touch. PelloPay is backed by a team of Commercial Finance Specialists with years of experience in banking and brokerage. If you’re unsure which product fits your cash flow or need help navigating a complex application, you can reach our expert team via email or phone for free, no-obligation guidance.